Owner Financed Land for Sale in Texas
Ownsley has 172 active owner-finance land listings in Texas, priced from $5,950 to $3,500,000 (median $29,975). Parcels range from 0.07 acres to 132 acres. 145 list a down payment, starting at $99. Stated interest rates run from 8% to 11.9%. 12 advertise no credit check.
Where the listings are
Owner-finance land in Texas
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Common questions
Can I buy land in Texas with owner financing?
Yes. Ownsley currently has 172 active owner-finance land listings in Texas, priced from $5,950 to $3,500,000. With owner financing (also called seller financing), you make payments to the seller instead of getting a bank mortgage.
How much is the down payment for owner-financed land in Texas?
Among the 145 Texas listings on Ownsley that state a down payment, it ranges from $99 to $95,243, with a median of about 1% of the price. Other listings ask buyers to contact the seller or agent for terms.
What interest rates do owner-finance sellers in Texas charge?
Among the 135 Texas listings on Ownsley that state a rate, interest ranges from 8% to 11.9%. Rates are set by each seller, so compare listings and confirm terms with the seller.
Are there no-credit-check owner-finance land deals in Texas?
Yes. 12 of the 172 Texas listings on Ownsley say the seller does not run a credit check. Requirements vary by listing, so confirm with the seller before you apply.
How do I contact the seller?
Open any listing and send a message. It goes directly to the seller or listing agent. Browsing, messaging sellers, saving listings and setting alerts are free for buyers on Ownsley.
Do I need an attorney for an owner-finance purchase in Texas?
Ownsley recommends having a real estate attorney review any owner-finance contract in Texas. Our state law guide and attorney directory can help you get started.
Read the state law guide, find an attorney, or learn how Ownsley works.