Owner Financed & Rent-to-Own Homes in Texas
Ownsley has 28 active owner-finance and rent-to-own homes in Texas, priced from $89,000 to $2,500,000 (median $319,750). 21 list a down payment, starting at $15,000. Stated interest rates run from 3.5% to 11%.
Where the listings are
Owner-finance homes in Texas
Showing 28 of 28 listings
Common questions
Can I buy a home in Texas with owner financing?
Yes. Ownsley currently has 28 active owner-finance homes in Texas, priced from $89,000 to $2,500,000. With owner financing (also called seller financing), you make payments to the seller instead of getting a bank mortgage.
How much is the down payment for owner-financed homes in Texas?
Among the 21 Texas listings on Ownsley that state a down payment, it ranges from $15,000 to $500,000, with a median of about 20% of the price. Other listings ask buyers to contact the seller or agent for terms.
What interest rates do owner-finance sellers in Texas charge?
Among the 19 Texas listings on Ownsley that state a rate, interest ranges from 3.5% to 11%. Rates are set by each seller, so compare listings and confirm terms with the seller.
Are there no-credit-check owner-finance homes in Texas?
None of the current Texas listings on Ownsley advertise "no credit check." Requirements vary by seller, so ask the seller or agent what they need from a buyer.
How do I contact the seller?
Open any listing and send a message. It goes directly to the seller or listing agent. Browsing, messaging sellers, saving listings and setting alerts are free for buyers on Ownsley.
Do I need an attorney for an owner-finance purchase in Texas?
Ownsley recommends having a real estate attorney review any owner-finance contract in Texas. Our state law guide and attorney directory can help you get started.
Read the state law guide, find an attorney, or learn how Ownsley works.