Owner Financed & Rent-to-Own Homes in North Carolina

Ownsley has 6 active owner-finance and rent-to-own homes in North Carolina, priced from $449,000 to $900,000 (median $774,950). 2 list a down payment, starting at $84,900. Stated interest rates are 5.5%.

Active listings
6
Price range
$449,000 – $900,000
Down payments from
$84,900
Stated rates
5.5%

Where the listings are

Hendersonville (2)Asheville (1)Shelby (1)Taylorsville (1)Weaverville (1)

Owner-finance homes in North Carolina

Showing 6 of 6 listings

List
Map
Owner Finance
Listed by Bethany Stolevski ›RE/MAX Results
NC — ⚠️ Review Local Laws
Hendersonville, NC
$849,000
Call for terms
2 views
3 bed4 bath2,600 sqft0.59 acres
Owner Finance
Listed by Jade Isenhour ›Realty Executives of Hickory
NC — ⚠️ Review Local Laws
Taylorsville, NC
$824,900
Call for terms
3 bed3 bath3,053 sqft0.88 acres
Owner Finance
Listed by Angela O'Brien ›NextHome AVL Realty
NC — ⚠️ Review Local Laws
Asheville, NC
$449,000
Call for terms
4 bed2 bath1,954 sqft0.36 acres
Owner Finance
Listed by Jason Brodsky ›Owners Only Real Estate at eXp
NC — ⚠️ Review Local Laws
Weaverville, NC
$725,000
Call for terms
3 bed3 bath2,975 sqft6.64 acres
Owner Finance
Listed by David Lee ›Keller Williams Mtn Partners
NC — ⚠️ Review Local Laws
Hendersonville, NC
$559,000
Call for terms
2 views
3 bed2 bath1,834 sqft0.4 acres
Owner Finance
Listed by Choon Kim ›Premier South
NC — ⚠️ Review Local Laws
Shelby, NC
$900,000
Call for terms
3 views
6 units12 bed6 bath5,220 sqft2.29 acres

Common questions

Can I buy a home in North Carolina with owner financing?

Yes. Ownsley currently has 6 active owner-finance homes in North Carolina, priced from $449,000 to $900,000. With owner financing (also called seller financing), you make payments to the seller instead of getting a bank mortgage.

How much is the down payment for owner-financed homes in North Carolina?

Among the 2 North Carolina listings on Ownsley that state a down payment, it ranges from $84,900 to $400,000, with a median of about 29% of the price. Other listings ask buyers to contact the seller or agent for terms.

What interest rates do owner-finance sellers in North Carolina charge?

The 1 North Carolina listings on Ownsley that state a rate all list 5.5%.

Are there no-credit-check owner-finance homes in North Carolina?

None of the current North Carolina listings on Ownsley advertise "no credit check." Requirements vary by seller, so ask the seller or agent what they need from a buyer.

How do I contact the seller?

Open any listing and send a message. It goes directly to the seller or listing agent. Browsing, messaging sellers, saving listings and setting alerts are free for buyers on Ownsley.

Do I need an attorney for an owner-finance purchase in North Carolina?

Ownsley recommends having a real estate attorney review any owner-finance contract in North Carolina. Our state law guide and attorney directory can help you get started.

Read the state law guide, find an attorney, or learn how Ownsley works.

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