Owner Financed & Rent-to-Own Homes in Louisiana

Ownsley has 7 active owner-finance and rent-to-own homes in Louisiana, priced from $349,000 to $515,000 (median $439,000). 4 list a down payment, starting at $69,800. Stated interest rates run from 5.5% to 6.5%.

Active listings
7
Price range
$349,000 – $515,000
Down payments from
$69,800
Stated rates
5.5% – 6.5%

Where the listings are

New Orleans (6)Chalmette (1)

Owner-finance homes in Louisiana

Showing 7 of 7 listings

List
Map
Owner Finance
Listed by Chris Smith ›Keller Williams Realty New Orleans
LA — ✅ RTO Friendly
New Orleans, LA
$349,000
Call for terms · 10 year term
3 bed2 bath1,490 sqft0.1 acres
Owner Finance
Listed by Chris Smith ›Keller Williams Realty New Orleans
LA — ✅ RTO Friendly
New Orleans, LA
$419,000
Call for terms · 10 year term
3 bed2 bath1,630 sqft0.08 acres
Owner Finance
Listed by Chris Smith ›Keller Williams Realty New Orleans
LA — ✅ RTO Friendly
New Orleans, LA
$479,000
Call for terms · 10 year term
3 bed2.5 bath1,716 sqft0.11 acres
Owner Finance
Listed by Chris Smith ›Keller Williams Realty New Orleans
LA — ✅ RTO Friendly
New Orleans, LA
$439,000
Call for terms · 10 year term
3 bed3 bath1,899 sqft0.11 acres
Owner Finance
Listed by Amanda Miller ›Amanda Miller Realty, LLC
LA — ✅ RTO Friendly
New Orleans, LA
$515,000
Call for terms
3 bed2.5 bath2,055 sqft
Owner Finance
Listed by Amanda Miller ›Amanda Miller Realty, LLC
LA — ✅ RTO Friendly
New Orleans, LA
$515,000
Call for terms
2 views
3 bed2.5 bath1,840 sqft
Owner Finance
Listed by Amanda Miller ›Amanda Miller Realty, LLC
LA — ✅ RTO Friendly
Chalmette, LA
$350,000
Call for terms
4 bed4.5 bath2,613 sqft

Common questions

Can I buy a home in Louisiana with owner financing?

Yes. Ownsley currently has 7 active owner-finance homes in Louisiana, priced from $349,000 to $515,000. With owner financing (also called seller financing), you make payments to the seller instead of getting a bank mortgage.

How much is the down payment for owner-financed homes in Louisiana?

Among the 4 Louisiana listings on Ownsley that state a down payment, it ranges from $69,800 to $95,800, with a median of about 20% of the price. Other listings ask buyers to contact the seller or agent for terms.

What interest rates do owner-finance sellers in Louisiana charge?

Among the 6 Louisiana listings on Ownsley that state a rate, interest ranges from 5.5% to 6.5%. Rates are set by each seller, so compare listings and confirm terms with the seller.

Are there no-credit-check owner-finance homes in Louisiana?

None of the current Louisiana listings on Ownsley advertise "no credit check." Requirements vary by seller, so ask the seller or agent what they need from a buyer.

How do I contact the seller?

Open any listing and send a message. It goes directly to the seller or listing agent. Browsing, messaging sellers, saving listings and setting alerts are free for buyers on Ownsley.

Do I need an attorney for an owner-finance purchase in Louisiana?

Ownsley recommends having a real estate attorney review any owner-finance contract in Louisiana. Our state law guide and attorney directory can help you get started.

Read the state law guide, find an attorney, or learn how Ownsley works.

More owner-finance property

Land in Louisiana (3)Homes in Texas (28)Homes in North Carolina (6)Homes in South Carolina (6)Homes in Kentucky (4)Homes in Nevada (4)Homes in Florida (4)