Owner Financed & Rent-to-Own Homes in Tennessee

Ownsley has 3 active owner-finance and rent-to-own homes in Tennessee, priced from $149,900 to $629,000 (median $575,000). 1 list a down payment, starting at $340,000.

Active listings
3
Price range
$149,900 – $629,000
Down payments from
$340,000

Where the listings are

Athens (1)Cottontown (1)Portland (1)

Owner-finance homes in Tennessee

Showing 3 of 3 listings

List
Map
Owner Finance
TN — ✅ RTO Friendly
Portland, TN
$1,350/month
Option price: $575,000 · 30 year term
152 views
3 bed2 bath1,740 sqft16.89 acres
✓ Rent Credit✓ Early Payoff✓ Pets OK
Owner Finance
Listed by Jason Myers ›Nu Vision Realty
TN — ✅ RTO Friendly
Athens, TN
$149,900
Call for terms
3 bed1 bath1,008 sqft0.2 acres
Rent-to-Own
TN — ✅ RTO Friendly
Cottontown, TN
$629,000
Call for terms
4 views
3 bed2 bath1,800 sqft5.01 acres
✓ Pets OK

Common questions

Can I buy a home in Tennessee with owner financing?

Yes. Ownsley currently has 3 active owner-finance homes in Tennessee, priced from $149,900 to $629,000. With owner financing (also called seller financing), you make payments to the seller instead of getting a bank mortgage.

How much is the down payment for owner-financed homes in Tennessee?

Among the 1 Tennessee listings on Ownsley that state a down payment, it ranges from $340,000 to $340,000, with a median of about 59% of the price. Other listings ask buyers to contact the seller or agent for terms.

Are there no-credit-check owner-finance homes in Tennessee?

None of the current Tennessee listings on Ownsley advertise "no credit check." Requirements vary by seller, so ask the seller or agent what they need from a buyer.

How do I contact the seller?

Open any listing and send a message. It goes directly to the seller or listing agent. Browsing, messaging sellers, saving listings and setting alerts are free for buyers on Ownsley.

Do I need an attorney for an owner-finance purchase in Tennessee?

Ownsley recommends having a real estate attorney review any owner-finance contract in Tennessee. Our state law guide and attorney directory can help you get started.

Read the state law guide, find an attorney, or learn how Ownsley works.

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