Owner Financed & Rent-to-Own Homes in Florida

Ownsley has 4 active owner-finance and rent-to-own homes in Florida, priced from $115,899 to $495,000 (median $312,394). 3 list a down payment, starting at $11,500. Stated interest rates are 7.5%. 1 advertise no credit check.

Active listings
4
Price range
$115,899 – $495,000
Down payments from
$11,500
Stated rates
7.5%
No credit check
1

Where the listings are

Dunnellon (1)Fort Myers (1)Ocala (1)Ruskin (1)

Owner-finance homes in Florida

Showing 4 of 4 listings

List
Map
Owner FinanceNo Credit Check
Listed by Hartvan LLC ›Contact: Caryn Pollock
FL — ⚠️ Review Local Laws
Dunnellon, FL
$2,320/month
Option price: $230,000
3 bed2 bath1,484 sqft0.24 acres
Owner Finance
Listed by Lana Burke ›LPT Realty
FL — ✅ RTO Friendly
Ruskin, FL
$2,319/month
Option price: $495,000 · 4 year term
4 views
3 bed2 bath1,130 sqft0.52 acres
Owner Finance
Listed by Janet Schrepel ›All Florida Homes Realty
FL — ✅ RTO Friendly
Ocala, FL
$394,788
Call for terms
6 views
3 bed2 bath2,225 sqft0.29 acres
Owner Finance
Listed by Lisa Lighthall ›RE/MAX Gulf Coast Living
FL — ✅ RTO Friendly
Fort Myers, FL
$115,899
Call for terms
4 views
2 bed2 bath1,084 sqft

Common questions

Can I buy a home in Florida with owner financing?

Yes. Ownsley currently has 4 active owner-finance homes in Florida, priced from $115,899 to $495,000. With owner financing (also called seller financing), you make payments to the seller instead of getting a bank mortgage.

How much is the down payment for owner-financed homes in Florida?

Among the 3 Florida listings on Ownsley that state a down payment, it ranges from $11,500 to $197,394, with a median of about 33% of the price. Other listings ask buyers to contact the seller or agent for terms.

What interest rates do owner-finance sellers in Florida charge?

The 1 Florida listings on Ownsley that state a rate all list 7.5%.

Are there no-credit-check owner-finance homes in Florida?

Yes. 1 of the 4 Florida listings on Ownsley say the seller does not run a credit check. Requirements vary by listing, so confirm with the seller before you apply.

How do I contact the seller?

Open any listing and send a message. It goes directly to the seller or listing agent. Browsing, messaging sellers, saving listings and setting alerts are free for buyers on Ownsley.

Do I need an attorney for an owner-finance purchase in Florida?

Ownsley recommends having a real estate attorney review any owner-finance contract in Florida. Our state law guide and attorney directory can help you get started.

Read the state law guide, find an attorney, or learn how Ownsley works.

More owner-finance property

Homes in Texas (28)Homes in Louisiana (7)Homes in North Carolina (6)Homes in South Carolina (6)Homes in Kentucky (4)Homes in Nevada (4)