Owner Financed Land for Sale in Colorado

Ownsley has 8 active owner-finance land listings in Colorado, priced from $2,975 to $29,975 (median $3,975). Parcels range from 0.25 acres to 5 acres. 8 list a down payment, starting at $99. Stated interest rates are 9%.

Active listings
8
Price range
$2,975 – $29,975
Down payments from
$99
Stated rates
9%

Owner-finance land in Colorado

Showing 8 of 8 listings

List
Map
Owner FinanceEasy to buy
Listed by YourCheapLand ›Contact: Mike and Samantha Stephens
CO — ✅ RTO Friendly
Costilla County, CO
$373.38/month
Option price: $29,975 · 10 year term
5 acres
Owner FinanceEasy to buy
Listed by YourCheapLand ›Contact: Mike and Samantha Stephens
CO — ✅ RTO Friendly
Costilla County, CO
$80.46/month
Option price: $3,975 · 5 year term
0.25 acres
Owner FinanceEasy to buy
Listed by YourCheapLand ›Contact: Mike and Samantha Stephens
CO — ✅ RTO Friendly
Costilla County, CO
$80.46/month
Option price: $3,975 · 5 year term
0.25 acres
Owner FinanceEasy to buy
Listed by YourCheapLand ›Contact: Mike and Samantha Stephens
CO — ✅ RTO Friendly
Costilla County, CO
$80.46/month
Option price: $3,975 · 5 year term
0.25 acres
Owner FinanceEasy to buy
Listed by YourCheapLand ›Contact: Mike and Samantha Stephens
CO — ✅ RTO Friendly
Costilla County, CO
$80.46/month
Option price: $3,975 · 5 year term
0.25 acres
Owner FinanceEasy to buy
Listed by YourCheapLand ›Contact: Mike and Samantha Stephens
CO — ✅ RTO Friendly
Costilla County, CO
$71.57/month
Option price: $2,975 · 4 year term
0.26 acres
Owner FinanceEasy to buy
Listed by YourCheapLand ›Contact: Mike and Samantha Stephens
CO — ✅ RTO Friendly
Costilla County, CO
$71.57/month
Option price: $2,975 · 4 year term
0.26 acres
Owner FinanceEasy to buy
Listed by YourCheapLand ›Contact: Mike and Samantha Stephens
CO — ✅ RTO Friendly
Costilla County, CO
$71.57/month
Option price: $2,975 · 4 year term
0.26 acres

Common questions

Can I buy land in Colorado with owner financing?

Yes. Ownsley currently has 8 active owner-finance land listings in Colorado, priced from $2,975 to $29,975. With owner financing (also called seller financing), you make payments to the seller instead of getting a bank mortgage.

How much is the down payment for owner-financed land in Colorado?

Among the 8 Colorado listings on Ownsley that state a down payment, it ranges from $99 to $500, with a median of about 2% of the price. Other listings ask buyers to contact the seller or agent for terms.

What interest rates do owner-finance sellers in Colorado charge?

The 8 Colorado listings on Ownsley that state a rate all list 9%.

Are there no-credit-check owner-finance land deals in Colorado?

None of the current Colorado listings on Ownsley advertise "no credit check." Requirements vary by seller, so ask the seller or agent what they need from a buyer.

How do I contact the seller?

Open any listing and send a message. It goes directly to the seller or listing agent. Browsing, messaging sellers, saving listings and setting alerts are free for buyers on Ownsley.

Do I need an attorney for an owner-finance purchase in Colorado?

Ownsley recommends having a real estate attorney review any owner-finance contract in Colorado. Our state law guide and attorney directory can help you get started.

Read the state law guide, find an attorney, or learn how Ownsley works.

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