Owner Financed Land for Sale in New Mexico

Ownsley has 110 active owner-finance land listings in New Mexico, priced from $1,375 to $39,750 (median $5,975). Parcels range from 0.1 acres to 15 acres. 110 list a down payment, starting at $99. Stated interest rates are 9%.

Active listings
110
Price range
$1,375 – $39,750
Down payments from
$99
Stated rates
9%

Where the listings are

Valencia County (51)Luna County (14)Cibola County (11)Taos County (11)Socorro County (7)Otero County (5)San Miguel County (4)Torrance County (4)Guadalupe County (1)Rio Arriba County (1)Santa Fe County (1)

Owner-finance land in New Mexico

See all 110 →

Showing 48 of 110 listings

List
Map
Owner FinanceEasy to buy
Listed by YourCheapLand ›Contact: Mike and Samantha Stephens
NM — ✅ RTO Friendly
Taos County, NM
$188.44/month
Option price: $14,975 · 10 year term
1 views
1 acres
Owner FinanceEasy to buy
Listed by YourCheapLand ›Contact: Mike and Samantha Stephens
NM — ✅ RTO Friendly
Valencia County, NM
$213.78/month
Option price: $16,975 · 10 year term
1 views
1.39 acres
Owner FinanceEasy to buy
Listed by YourCheapLand ›Contact: Mike and Samantha Stephens
NM — ✅ RTO Friendly
Guadalupe County, NM
$378.46/month
Option price: $29,975 · 10 year term
12.35 acres
Owner FinanceEasy to buy
Listed by YourCheapLand ›Contact: Mike and Samantha Stephens
NM — ✅ RTO Friendly
Otero County, NM
$171.17/month
Option price: $16,975 · 15 year term
2.15 acres
Owner FinanceEasy to buy
Listed by YourCheapLand ›Contact: Mike and Samantha Stephens
NM — ✅ RTO Friendly
Valencia County, NM
$163.11/month
Option price: $12,975 · 10 year term
5.75 acres
Owner FinanceEasy to buy
Listed by YourCheapLand ›Contact: Mike and Samantha Stephens
NM — ✅ RTO Friendly
Cibola County, NM
$392.02/month
Option price: $38,750 · 15 year term
14.68 acres
Owner FinanceEasy to buy
Listed by YourCheapLand ›Contact: Mike and Samantha Stephens
NM — ✅ RTO Friendly
Valencia County, NM
$177.93/month
Option price: $14,975 · 11 year term
1.15 acres
Owner FinanceEasy to buy
Listed by YourCheapLand ›Contact: Mike and Samantha Stephens
NM — ✅ RTO Friendly
Valencia County, NM
$251.78/month
Option price: $19,975 · 10 year term
10 acres
Owner FinanceEasy to buy
Listed by YourCheapLand ›Contact: Mike and Samantha Stephens
NM — ✅ RTO Friendly
Cibola County, NM
$316.95/month
Option price: $27,950 · 12 year term
11.07 acres
Owner FinanceEasy to buy
Listed by YourCheapLand ›Contact: Mike and Samantha Stephens
NM — ✅ RTO Friendly
Valencia County, NM
$188.44/month
Option price: $14,975 · 10 year term
1.25 acres
Owner FinanceEasy to buy
Listed by YourCheapLand ›Contact: Mike and Samantha Stephens
NM — ✅ RTO Friendly
Cibola County, NM
$375.61/month
Option price: $29,750 · 10 year term
10.65 acres
Owner FinanceEasy to buy
Listed by YourCheapLand ›Contact: Mike and Samantha Stephens
NM — ✅ RTO Friendly
Cibola County, NM
$162.1/month
Option price: $14,975 · 13 year term
5 acres
Owner FinanceEasy to buy
Listed by YourCheapLand ›Contact: Mike and Samantha Stephens
NM — ✅ RTO Friendly
Cibola County, NM
$169.29/month
Option price: $14,975 · 12 year term
5.62 acres
Owner FinanceEasy to buy
Listed by YourCheapLand ›Contact: Mike and Samantha Stephens
NM — ✅ RTO Friendly
Luna County, NM
$154.01/month
Option price: $12,975 · 11 year term
2.5 acres
Owner FinanceEasy to buy
Listed by YourCheapLand ›Contact: Mike and Samantha Stephens
NM — ✅ RTO Friendly
Cibola County, NM
$375.61/month
Option price: $29,750 · 10 year term
10.01 acres
Owner FinanceEasy to buy
Listed by YourCheapLand ›Contact: Mike and Samantha Stephens
NM — ✅ RTO Friendly
Valencia County, NM
$150.44/month
Option price: $11,975 · 10 year term
1.07 acres
Owner FinanceEasy to buy
Listed by YourCheapLand ›Contact: Mike and Samantha Stephens
NM — ✅ RTO Friendly
Valencia County, NM
$175.78/month
Option price: $13,750 · 10 year term
1.25 acres
Owner FinanceEasy to buy
Listed by YourCheapLand ›Contact: Mike and Samantha Stephens
NM — ✅ RTO Friendly
Cibola County, NM
$268.62/month
Option price: $24,750 · 13 year term
9.71 acres
Owner FinanceEasy to buy
Listed by YourCheapLand ›Contact: Mike and Samantha Stephens
NM — ✅ RTO Friendly
Taos County, NM
$163.11/month
Option price: $12,975 · 10 year term
0.75 acres
Owner FinanceEasy to buy
Listed by YourCheapLand ›Contact: Mike and Samantha Stephens
NM — ✅ RTO Friendly
Valencia County, NM
$260.01/month
Option price: $23,960 · 13 year term
2 acres
Owner FinanceEasy to buy
Listed by YourCheapLand ›Contact: Mike and Samantha Stephens
NM — ✅ RTO Friendly
Otero County, NM
$201.6/month
Option price: $19,975 · 15 year term
1.5 acres
Owner FinanceEasy to buy
Listed by YourCheapLand ›Contact: Mike and Samantha Stephens
NM — ✅ RTO Friendly
Taos County, NM
$163.11/month
Option price: $12,975 · 10 year term
0.75 acres
Owner FinanceEasy to buy
Listed by YourCheapLand ›Contact: Mike and Samantha Stephens
NM — ✅ RTO Friendly
Cibola County, NM
$402.17/month
Option price: $39,750 · 15 year term
15.27 acres
Owner FinanceEasy to buy
Listed by YourCheapLand ›Contact: Mike and Samantha Stephens
NM — ✅ RTO Friendly
Taos County, NM
$226.45/month
Option price: $17,975 · 10 year term
0.75 acres
Owner FinanceEasy to buy
Listed by YourCheapLand ›Contact: Mike and Samantha Stephens
NM — ✅ RTO Friendly
Valencia County, NM
$101.22/month
Option price: $4,975 · 5 year term
1.24 acres
Owner FinanceEasy to buy
Listed by YourCheapLand ›Contact: Mike and Samantha Stephens
NM — ✅ RTO Friendly
Valencia County, NM
$158.9/month
Option price: $9,975 · 7 year term
0.75 acres
Owner FinanceEasy to buy
Listed by YourCheapLand ›Contact: Mike and Samantha Stephens
NM — ✅ RTO Friendly
Luna County, NM
$105.47/month
Option price: $5,950 · 6 year term
1.5 acres
Owner FinanceEasy to buy
Listed by YourCheapLand ›Contact: Mike and Samantha Stephens
NM — ✅ RTO Friendly
Valencia County, NM
$121.98/month
Option price: $5,975 · 5 year term
1.6 acres
Owner FinanceEasy to buy
Listed by YourCheapLand ›Contact: Mike and Samantha Stephens
NM — ✅ RTO Friendly
Luna County, NM
$105.92/month
Option price: $5,975 · 6 year term
2 acres
Owner FinanceEasy to buy
Listed by YourCheapLand ›Contact: Mike and Samantha Stephens
NM — ✅ RTO Friendly
San Miguel County, NM
$158.9/month
Option price: $9,975 · 7 year term
5 acres
Owner FinanceEasy to buy
Listed by YourCheapLand ›Contact: Mike and Samantha Stephens
NM — ✅ RTO Friendly
Otero County, NM
$158.9/month
Option price: $9,975 · 7 year term
0.38 acres
Owner FinanceEasy to buy
Listed by YourCheapLand ›Contact: Mike and Samantha Stephens
NM — ✅ RTO Friendly
Cibola County, NM
$174.38/month
Option price: $12,975 · 9 year term
5.34 acres
Owner FinanceEasy to buy
Listed by YourCheapLand ›Contact: Mike and Samantha Stephens
NM — ✅ RTO Friendly
Taos County, NM
$141.52/month
Option price: $7,950 · 6 year term
0.5 acres
Owner FinanceEasy to buy
Listed by YourCheapLand ›Contact: Mike and Samantha Stephens
NM — ✅ RTO Friendly
Torrance County, NM
$120.21/month
Option price: $8,975 · 9 year term
0.84 acres
Owner FinanceEasy to buy
Listed by YourCheapLand ›Contact: Mike and Samantha Stephens
NM — ✅ RTO Friendly
Valencia County, NM
$133.75/month
Option price: $9,975 · 9 year term
1 acres
Owner FinanceEasy to buy
Listed by YourCheapLand ›Contact: Mike and Samantha Stephens
NM — ✅ RTO Friendly
Luna County, NM
$121.98/month
Option price: $5,975 · 5 year term
2 acres
Owner FinanceEasy to buy
Listed by YourCheapLand ›Contact: Mike and Samantha Stephens
NM — ✅ RTO Friendly
Valencia County, NM
$158.9/month
Option price: $9,975 · 7 year term
0.75 acres
Owner FinanceEasy to buy
Listed by YourCheapLand ›Contact: Mike and Samantha Stephens
NM — ✅ RTO Friendly
Socorro County, NM
$121.98/month
Option price: $5,975 · 5 year term
1 acres
Owner FinanceEasy to buy
Listed by YourCheapLand ›Contact: Mike and Samantha Stephens
NM — ✅ RTO Friendly
Valencia County, NM
$126.72/month
Option price: $7,975 · 7 year term
5 acres
Owner FinanceEasy to buy
Listed by YourCheapLand ›Contact: Mike and Samantha Stephens
NM — ✅ RTO Friendly
Otero County, NM
$120.21/month
Option price: $8,975 · 9 year term
1.18 acres
Owner FinanceEasy to buy
Listed by YourCheapLand ›Contact: Mike and Samantha Stephens
NM — ✅ RTO Friendly
Valencia County, NM
$105.92/month
Option price: $5,975 · 6 year term
2.5 acres
Owner FinanceEasy to buy
Listed by YourCheapLand ›Contact: Mike and Samantha Stephens
NM — ✅ RTO Friendly
Torrance County, NM
$105.47/month
Option price: $5,950 · 6 year term
1.9 acres
Owner FinanceEasy to buy
Listed by YourCheapLand ›Contact: Mike and Samantha Stephens
NM — ✅ RTO Friendly
Valencia County, NM
$105.92/month
Option price: $5,975 · 6 year term
0.27 acres
Owner FinanceEasy to buy
Listed by YourCheapLand ›Contact: Mike and Samantha Stephens
NM — ✅ RTO Friendly
Valencia County, NM
$120.34/month
Option price: $8,985 · 9 year term
0.75 acres
Owner FinanceEasy to buy
Listed by YourCheapLand ›Contact: Mike and Samantha Stephens
NM — ✅ RTO Friendly
Luna County, NM
$80.46/month
Option price: $3,975 · 5 year term
1 acres
Owner FinanceEasy to buy
Listed by YourCheapLand ›Contact: Mike and Samantha Stephens
NM — ✅ RTO Friendly
Socorro County, NM
$120.21/month
Option price: $8,975 · 9 year term
0.7 acres
Owner FinanceEasy to buy
Listed by YourCheapLand ›Contact: Mike and Samantha Stephens
NM — ✅ RTO Friendly
Socorro County, NM
$121.98/month
Option price: $5,975 · 5 year term
1.2 acres
Owner FinanceEasy to buy
Listed by YourCheapLand ›Contact: Mike and Samantha Stephens
NM — ✅ RTO Friendly
Socorro County, NM
$121.98/month
Option price: $5,975 · 5 year term
1 acres

Common questions

Can I buy land in New Mexico with owner financing?

Yes. Ownsley currently has 110 active owner-finance land listings in New Mexico, priced from $1,375 to $39,750. With owner financing (also called seller financing), you make payments to the seller instead of getting a bank mortgage.

How much is the down payment for owner-financed land in New Mexico?

Among the 110 New Mexico listings on Ownsley that state a down payment, it ranges from $99 to $99, with a median of about 2% of the price. Other listings ask buyers to contact the seller or agent for terms.

What interest rates do owner-finance sellers in New Mexico charge?

The 110 New Mexico listings on Ownsley that state a rate all list 9%.

Are there no-credit-check owner-finance land deals in New Mexico?

None of the current New Mexico listings on Ownsley advertise "no credit check." Requirements vary by seller, so ask the seller or agent what they need from a buyer.

How do I contact the seller?

Open any listing and send a message. It goes directly to the seller or listing agent. Browsing, messaging sellers, saving listings and setting alerts are free for buyers on Ownsley.

Do I need an attorney for an owner-finance purchase in New Mexico?

Ownsley recommends having a real estate attorney review any owner-finance contract in New Mexico. Our state law guide and attorney directory can help you get started.

Read the state law guide, find an attorney, or learn how Ownsley works.

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