Owner Financed Land for Sale in Arizona

Ownsley has 88 active owner-finance land listings in Arizona, priced from $2,975 to $990,000 (median $22,975). Parcels range from 0.12 acres to 120 acres. 75 list a down payment, starting at $99. Stated interest rates run from 9% to 12%. 1 advertise no credit check.

Active listings
88
Price range
$2,975 – $990,000
Down payments from
$99
Stated rates
9% – 12%
No credit check
1

Where the listings are

Navajo County (23)Tonopah (14)Apache County (11)Mohave County (11)Cochise County (6)Salome (5)Wittmann (5)Buckeye (4)Arlington (2)Wickenburg (2)Aguila (1)Casa Grande (1)

Owner-finance land in Arizona

See all 88 →

Showing 48 of 88 listings

List
Map
Owner FinanceEasy to buy
Listed by YourCheapLand ›Contact: Mike and Samantha Stephens
AZ — ✅ RTO Friendly
Mohave County, AZ
$188.44/month
Option price: $14,975 · 10 year term
2.06 acres
Owner FinanceEasy to buy
Listed by YourCheapLand ›Contact: Mike and Samantha Stephens
AZ — ✅ RTO Friendly
Navajo County, AZ
$227.96/month
Option price: $22,975 · 15 year term
20 acres
Owner FinanceEasy to buy
Listed by YourCheapLand ›Contact: Mike and Samantha Stephens
AZ — ✅ RTO Friendly
Navajo County, AZ
$171.17/month
Option price: $16,975 · 15 year term
10.08 acres
Owner FinanceEasy to buy
Listed by YourCheapLand ›Contact: Mike and Samantha Stephens
AZ — ✅ RTO Friendly
Apache County, AZ
$188.44/month
Option price: $14,975 · 10 year term
7.5 acres
Owner FinanceEasy to buy
Listed by YourCheapLand ›Contact: Mike and Samantha Stephens
AZ — ✅ RTO Friendly
Navajo County, AZ
$150.44/month
Option price: $11,975 · 10 year term
7.5 acres
Owner FinanceEasy to buy
Listed by YourCheapLand ›Contact: Mike and Samantha Stephens
AZ — ✅ RTO Friendly
Navajo County, AZ
$150.44/month
Option price: $11,975 · 10 year term
7.5 acres
Owner FinanceEasy to buy
Listed by YourCheapLand ›Contact: Mike and Samantha Stephens
AZ — ✅ RTO Friendly
Navajo County, AZ
$213.78/month
Option price: $16,975 · 10 year term
5 acres
Owner FinanceEasy to buy
Listed by YourCheapLand ›Contact: Mike and Samantha Stephens
AZ — ✅ RTO Friendly
Navajo County, AZ
$150.44/month
Option price: $11,975 · 10 year term
7.5 acres
Owner FinanceEasy to buy
Listed by YourCheapLand ›Contact: Mike and Samantha Stephens
AZ — ✅ RTO Friendly
Navajo County, AZ
$499.53/month
Option price: $49,750 · 15 year term
40.45 acres
Owner FinanceEasy to buy
Listed by YourCheapLand ›Contact: Mike and Samantha Stephens
AZ — ✅ RTO Friendly
Navajo County, AZ
$227.96/month
Option price: $22,975 · 15 year term
20 acres
Owner FinanceEasy to buy
Listed by YourCheapLand ›Contact: Mike and Samantha Stephens
AZ — ✅ RTO Friendly
Navajo County, AZ
$188.44/month
Option price: $14,975 · 10 year term
10 acres
Owner FinanceEasy to buy
Listed by YourCheapLand ›Contact: Mike and Samantha Stephens
AZ — ✅ RTO Friendly
Mohave County, AZ
$433.86/month
Option price: $34,750 · 10 year term
7.5 acres
Owner FinanceEasy to buy
Listed by YourCheapLand ›Contact: Mike and Samantha Stephens
AZ — ✅ RTO Friendly
Navajo County, AZ
$87.89/month
Option price: $4,975 · 6 year term
2.5 acres
Owner FinanceEasy to buy
Listed by YourCheapLand ›Contact: Mike and Samantha Stephens
AZ — ✅ RTO Friendly
Mohave County, AZ
$87.89/month
Option price: $4,975 · 6 year term
1 acres
Owner FinanceEasy to buy
Listed by YourCheapLand ›Contact: Mike and Samantha Stephens
AZ — ✅ RTO Friendly
Apache County, AZ
$86.49/month
Option price: $5,475 · 7 year term
1 acres
Owner FinanceEasy to buy
Listed by YourCheapLand ›Contact: Mike and Samantha Stephens
AZ — ✅ RTO Friendly
Navajo County, AZ
$101.22/month
Option price: $4,975 · 5 year term
1.26 acres
Owner FinanceEasy to buy
Listed by YourCheapLand ›Contact: Mike and Samantha Stephens
AZ — ✅ RTO Friendly
Cochise County, AZ
$80.46/month
Option price: $3,975 · 5 year term
0.85 acres
Owner FinanceEasy to buy
Listed by YourCheapLand ›Contact: Mike and Samantha Stephens
AZ — ✅ RTO Friendly
Apache County, AZ
$126.72/month
Option price: $7,975 · 7 year term
1 views
2.5 acres
Owner FinanceEasy to buy
Listed by YourCheapLand ›Contact: Mike and Samantha Stephens
AZ — ✅ RTO Friendly
Navajo County, AZ
$147.29/month
Option price: $10,975 · 9 year term
5 acres
Owner FinanceEasy to buy
Listed by YourCheapLand ›Contact: Mike and Samantha Stephens
AZ — ✅ RTO Friendly
Apache County, AZ
$123.94/month
Option price: $6,975 · 6 year term
5 acres
Owner FinanceEasy to buy
Listed by YourCheapLand ›Contact: Mike and Samantha Stephens
AZ — ✅ RTO Friendly
Coconino County, AZ
$141.52/month
Option price: $7,950 · 6 year term
1.03 acres
Owner FinanceEasy to buy
Listed by YourCheapLand ›Contact: Mike and Samantha Stephens
AZ — ✅ RTO Friendly
Navajo County, AZ
$105.92/month
Option price: $5,975 · 6 year term
2.5 acres
Owner FinanceEasy to buy
Listed by YourCheapLand ›Contact: Mike and Samantha Stephens
AZ — ✅ RTO Friendly
Apache County, AZ
$106.19/month
Option price: $5,990 · 6 year term
1 acres
Owner FinanceEasy to buy
Listed by YourCheapLand ›Contact: Mike and Samantha Stephens
AZ — ✅ RTO Friendly
Navajo County, AZ
$469.28/month
Option price: $34,750 · 9 year term
34.89 acres
Owner FinanceEasy to buy
Listed by YourCheapLand ›Contact: Mike and Samantha Stephens
AZ — ✅ RTO Friendly
Apache County, AZ
$123.94/month
Option price: $6,975 · 6 year term
1.84 acres
Owner FinanceEasy to buy
Listed by YourCheapLand ›Contact: Mike and Samantha Stephens
AZ — ✅ RTO Friendly
Navajo County, AZ
$142.73/month
Option price: $6,975 · 5 year term
2.64 acres
Owner FinanceEasy to buy
Listed by YourCheapLand ›Contact: Mike and Samantha Stephens
AZ — ✅ RTO Friendly
Apache County, AZ
$106.19/month
Option price: $5,990 · 6 year term
1 acres
Owner FinanceEasy to buy
Listed by YourCheapLand ›Contact: Mike and Samantha Stephens
AZ — ✅ RTO Friendly
Cochise County, AZ
$80.46/month
Option price: $3,975 · 5 year term
0.68 acres
Owner FinanceEasy to buy
Listed by YourCheapLand ›Contact: Mike and Samantha Stephens
AZ — ✅ RTO Friendly
Apache County, AZ
$106.19/month
Option price: $5,990 · 6 year term
1 acres
Owner FinanceEasy to buy
Listed by YourCheapLand ›Contact: Mike and Samantha Stephens
AZ — ✅ RTO Friendly
Mohave County, AZ
$87.89/month
Option price: $4,975 · 6 year term
1 acres
Owner FinanceEasy to buy
Listed by YourCheapLand ›Contact: Mike and Samantha Stephens
AZ — ✅ RTO Friendly
Mohave County, AZ
$158.49/month
Option price: $9,950 · 7 year term
2.35 acres
Owner FinanceEasy to buy
Listed by YourCheapLand ›Contact: Mike and Samantha Stephens
AZ — ✅ RTO Friendly
Navajo County, AZ
$266.13/month
Option price: $19,750 · 9 year term
20 acres
Owner FinanceEasy to buy
Listed by YourCheapLand ›Contact: Mike and Samantha Stephens
AZ — ✅ RTO Friendly
Apache County, AZ
$86.49/month
Option price: $5,475 · 7 year term
1 acres
Owner FinanceEasy to buy
Listed by YourCheapLand ›Contact: Mike and Samantha Stephens
AZ — ✅ RTO Friendly
Apache County, AZ
$120.21/month
Option price: $8,975 · 9 year term
4.6 acres
Owner FinanceEasy to buy
Listed by YourCheapLand ›Contact: Mike and Samantha Stephens
AZ — ✅ RTO Friendly
Navajo County, AZ
$174.38/month
Option price: $12,975 · 9 year term
10 acres
Owner FinanceEasy to buy
Listed by YourCheapLand ›Contact: Mike and Samantha Stephens
AZ — ✅ RTO Friendly
Cochise County, AZ
$80.46/month
Option price: $3,975 · 5 year term
0.85 acres
Owner FinanceEasy to buy
Listed by YourCheapLand ›Contact: Mike and Samantha Stephens
AZ — ✅ RTO Friendly
Mohave County, AZ
$158.9/month
Option price: $9,975 · 7 year term
1.13 acres
Owner FinanceEasy to buy
Listed by YourCheapLand ›Contact: Mike and Samantha Stephens
AZ — ✅ RTO Friendly
Navajo County, AZ
$87.89/month
Option price: $4,975 · 6 year term
2.5 acres
Owner FinanceEasy to buy
Listed by YourCheapLand ›Contact: Mike and Samantha Stephens
AZ — ✅ RTO Friendly
Apache County, AZ
$158.9/month
Option price: $9,975 · 7 year term
1 views
5 acres
Owner FinanceEasy to buy
Listed by YourCheapLand ›Contact: Mike and Samantha Stephens
AZ — ✅ RTO Friendly
Navajo County, AZ
$71.57/month
Option price: $2,975 · 4 year term
1.25 acres
Owner FinanceEasy to buy
Listed by YourCheapLand ›Contact: Mike and Samantha Stephens
AZ — ✅ RTO Friendly
Cochise County, AZ
$71.57/month
Option price: $2,975 · 4 year term
0.86 acres
Owner FinanceEasy to buy
Listed by YourCheapLand ›Contact: Mike and Samantha Stephens
AZ — ✅ RTO Friendly
Cochise County, AZ
$71.57/month
Option price: $2,975 · 4 year term
0.52 acres
Owner FinanceEasy to buy
Listed by YourCheapLand ›Contact: Mike and Samantha Stephens
AZ — ✅ RTO Friendly
Navajo County, AZ
$71.57/month
Option price: $2,975 · 4 year term
1 views
1.25 acres
Owner FinanceEasy to buy
Listed by YourCheapLand ›Contact: Mike and Samantha Stephens
AZ — ✅ RTO Friendly
Navajo County, AZ
$71.57/month
Option price: $2,975 · 4 year term
1.25 acres
Owner FinanceEasy to buy
Listed by YourCheapLand ›Contact: Mike and Samantha Stephens
AZ — ✅ RTO Friendly
Cochise County, AZ
$71.57/month
Option price: $2,975 · 4 year term
0.86 acres
Owner FinanceEasy to buy
Listed by YourCheapLand ›Contact: Mike and Samantha Stephens
AZ — ✅ RTO Friendly
Mohave County, AZ
$563.39/month
Option price: $44,975 · 10 year term
7.5 acres
Owner FinanceEasy to buy
Listed by YourCheapLand ›Contact: Mike and Samantha Stephens
AZ — ✅ RTO Friendly
Mohave County, AZ
$623.88/month
Option price: $49,750 · 10 year term
1 views
7.5 acres
Owner FinanceEasy to buy
Listed by YourCheapLand ›Contact: Mike and Samantha Stephens
AZ — ✅ RTO Friendly
Mohave County, AZ
$623.88/month
Option price: $49,750 · 10 year term
7.62 acres

Common questions

Can I buy land in Arizona with owner financing?

Yes. Ownsley currently has 88 active owner-finance land listings in Arizona, priced from $2,975 to $990,000. With owner financing (also called seller financing), you make payments to the seller instead of getting a bank mortgage.

How much is the down payment for owner-financed land in Arizona?

Among the 75 Arizona listings on Ownsley that state a down payment, it ranges from $99 to $149,700, with a median of about 2% of the price. Other listings ask buyers to contact the seller or agent for terms.

What interest rates do owner-finance sellers in Arizona charge?

Among the 75 Arizona listings on Ownsley that state a rate, interest ranges from 9% to 12%. Rates are set by each seller, so compare listings and confirm terms with the seller.

Are there no-credit-check owner-finance land deals in Arizona?

Yes. 1 of the 88 Arizona listings on Ownsley say the seller does not run a credit check. Requirements vary by listing, so confirm with the seller before you apply.

How do I contact the seller?

Open any listing and send a message. It goes directly to the seller or listing agent. Browsing, messaging sellers, saving listings and setting alerts are free for buyers on Ownsley.

Do I need an attorney for an owner-finance purchase in Arizona?

Ownsley recommends having a real estate attorney review any owner-finance contract in Arizona. Our state law guide and attorney directory can help you get started.

Read the state law guide, find an attorney, or learn how Ownsley works.

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