Owner Financed Land for Sale in Alabama

Ownsley has 4 active owner-finance land listings in Alabama, priced from $23,500 to $26,000 (median $25,000). Parcels range from 1.3 acres to 2 acres. 4 list a down payment, starting at $1,762. Stated interest rates are 12%.

Active listings
4
Price range
$23,500 – $26,000
Down payments from
$1,762
Stated rates
12%

Owner-finance land in Alabama

Showing 4 of 4 listings

List
Map
Owner FinanceEasy to buy
Listed by Danny Rolling ›Butler Land And Timber
AL — ✅ RTO Friendly
Luverne, AL
$26,000
Call for terms · 25 year term
2 acres
Owner FinanceEasy to buy
Listed by Danny Rolling ›Butler Land And Timber
AL — ✅ RTO Friendly
Luverne, AL
$23,500
Call for terms · 25 year term
1.3 acres
Owner FinanceEasy to buy
Listed by Danny Rolling ›Butler Land And Timber
AL — ✅ RTO Friendly
Luverne, AL
$24,000
Call for terms · 25 year term
1 views
1.71 acres
Owner FinanceEasy to buy
Listed by Danny Rolling ›Butler Land And Timber
AL — ✅ RTO Friendly
Luverne, AL
$26,000
Call for terms · 25 year term
2 acres

Common questions

Can I buy land in Alabama with owner financing?

Yes. Ownsley currently has 4 active owner-finance land listings in Alabama, priced from $23,500 to $26,000. With owner financing (also called seller financing), you make payments to the seller instead of getting a bank mortgage.

How much is the down payment for owner-financed land in Alabama?

Among the 4 Alabama listings on Ownsley that state a down payment, it ranges from $1,762 to $1,950, with a median of about 8% of the price. Other listings ask buyers to contact the seller or agent for terms.

What interest rates do owner-finance sellers in Alabama charge?

The 4 Alabama listings on Ownsley that state a rate all list 12%.

Are there no-credit-check owner-finance land deals in Alabama?

None of the current Alabama listings on Ownsley advertise "no credit check." Requirements vary by seller, so ask the seller or agent what they need from a buyer.

How do I contact the seller?

Open any listing and send a message. It goes directly to the seller or listing agent. Browsing, messaging sellers, saving listings and setting alerts are free for buyers on Ownsley.

Do I need an attorney for an owner-finance purchase in Alabama?

Ownsley recommends having a real estate attorney review any owner-finance contract in Alabama. Our state law guide and attorney directory can help you get started.

Read the state law guide, find an attorney, or learn how Ownsley works.

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