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No Credit CheckOwner Finance

Las Vegas, NV

Owner-Financed 3BR/3.5BA Home in NW Las Vegas / Summerlin

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3
Bedrooms
3.5
Bathrooms
2,144
Sq Ft
Single Family
Property Type

About This Home

A 3-bedroom, 3.5-bath home with 2,144 sqft in the northwest Las Vegas / Summerlin area, available through seller financing at an attractive 5% rate. With 20% down and roughly $2,500/month, it's an accessible path to ownership for buyers who don't fit traditional lending — without compromising on location. Seller financing: 20% down, 5% interest, ~$2,500/mo (terms approximate).

Location

Las Vegas, NV 89138

General area shown — exact address is shared privately when you message the seller.

Owner Finance Terms

Monthly Payment
$2,500
Purchase Price
$599,000
Down Payment Required
$119,800
Term Length
30 years
Rent Credit Monthly
None
Early Payoff
✗ Not available
Rent Escalation
No escalation
Balloon Payment
Not required

Responsibilities

Exterior Repairs
Seller responsible
Interior Repairs
Seller responsible
Major Systems
Resident responsible
Property Taxes
Resident pays
Insurance
Resident pays
Utilities
Resident pays
Property Condition
Needs TLC
Repair Credits
Not applicable

Qualification Requirements

Credit Check✓ No credit check required
Income Verification✓ Not required
Background Check✓ Not required
Minimum Income✓ No minimum specified

Transparency & Documentation

Existing Mortgage
✓ No existing mortgage
Memorandum of Option
Not specified
Title Insurance
Not offered
Attorney Prepared Docs
Standard documents
NV — ✅ Owner Finance Friendly

Owner finance agreements are subject to state and local laws. Always consult a licensed real estate attorney in NV before signing any agreement.

Find a NV Real Estate Attorney →

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1 views
Owner Finance
Option price: $599,000 · 30 year term
✓ No Credit Check
Analyze This Deal

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Listed by
Rochanna Ghafouria
The Collection Real Estate Boutique
Regional Expert — Las Vegas, NV

I've been selling Las Vegas real estate for two decades. I grew up in the business — I started at 14 as a receptionist in my father's brokerage and got my license at 18 — and I've built a specific niche around seller financing (owner-carry), which lets buyers purchase a home without traditional bank financing. Las Vegas runs on hospitality, service, casino, and tip-earning income, and that all-cash reality makes conventional qualifying tough. That's where I come in. I put my clients' interests first, and most of them become lifelong friends.

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