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No Credit CheckOwner Finance

Las Vegas, NV

Seller-Financed 5BR/3BA Home in Southwest Las Vegas

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5
Bedrooms
3
Bathrooms
2,968
Sq Ft
Single Family
Property Type

About This Home

Own this spacious 5-bedroom, 3-bath home — nearly 3,000 sqft in southwest Las Vegas — through seller financing, with no traditional bank qualifying required. Flexible owner-carry terms make it a strong fit for larger or multigenerational households and for self-employed, commission, or tip-earning buyers who don't fit the conventional lending box. Seller financing: 20% down, ~9% interest, ~$4,400/mo, subject-to/wrap (terms approximate).

Location

Las Vegas, NV 89183

General area shown — exact address is shared privately when you message the seller.

Owner Finance Terms

Monthly Payment
$4,400
Purchase Price
$699,000
Down Payment Required
$139,800
Term Length
30 years
Rent Credit Monthly
None
Early Payoff
✗ Not available
Rent Escalation
No escalation
Balloon Payment
Not required

Responsibilities

Exterior Repairs
Seller responsible
Interior Repairs
Seller responsible
Major Systems
Resident responsible
Property Taxes
Resident pays
Insurance
Resident pays
Utilities
Resident pays
Property Condition
Needs TLC
Repair Credits
Not applicable

Qualification Requirements

Credit Check✓ No credit check required
Income Verification✓ Not required
Background Check✓ Not required
Minimum Income✓ No minimum specified

Transparency & Documentation

Existing Mortgage
⚠️ Yes — ask seller
Memorandum of Option
Not specified
Title Insurance
Not offered
Attorney Prepared Docs
Standard documents
NV — ✅ Owner Finance Friendly

Owner finance agreements are subject to state and local laws. Always consult a licensed real estate attorney in NV before signing any agreement.

Find a NV Real Estate Attorney →

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1 views
Owner Finance
Option price: $699,000 · 30 year term
✓ No Credit Check
Analyze This Deal

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Listed by
Rochanna Ghafouria
The Collection Real Estate Boutique
Regional Expert — Las Vegas, NV

I've been selling Las Vegas real estate for two decades. I grew up in the business — I started at 14 as a receptionist in my father's brokerage and got my license at 18 — and I've built a specific niche around seller financing (owner-carry), which lets buyers purchase a home without traditional bank financing. Las Vegas runs on hospitality, service, casino, and tip-earning income, and that all-cash reality makes conventional qualifying tough. That's where I come in. I put my clients' interests first, and most of them become lifelong friends.

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