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No Credit CheckOwner Finance

Watertown, TN

Peace & Privacy on 7.3 acres, 40 minutes East of Nashville

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4
Bedrooms
2.5
Bathrooms
1,920
Sq Ft
7.3
Acres
2000
Year Built
Single Family
Property Type

About This Home

Put at least 10% cash down, and Owner will carry the balance at 5.0% interest. No bank qualifying. Comfortable home atop a gentle hill. Unrestricted. 7.3 acres. Peace, Quiet & Privacy. View 3D tour @ https://youriguide.com/3203_statesville_rd_watertown_tn Over 117K spent on major repairs and improvements. List of improvements available. Idyllic homestead. Desirably tucked away on the quiet side of Sparta Pike (hwy 70). Horses, livestock, hunting, etc., OK! Long asphalt driveway. House is a good distance from main road. Additional gravel driveway at south end of property. “Tree-house” views from the newly built, wrap-around-porch deck (approx 589 sqft). Attached garage below deck (approx 333 sqft). Large enough for one vehicle, plus storage. Energy efficient windows installed, new HVAC duct system and (2021) Rheem HVAC unit. Steel I-Beam Foundation Reinforcement, septic field lines replaced (2021). Under-kitchen-sink Water Drop drinking filtration system. First-floor Owners Suite. School bus passes by daily; Watertown schools. About 5 mins to Urgent Care, pharmacy, groceries, gas, gym, bank, post office, coffee shop, salon.. About 20 minutes from fast-growing Lebanon, TN. - where you’ll find a hospital, Sheriff's Office, Walmart Superstore, Starbucks, restaurants, big box stores... About 35-40 minutes East of Nashville BNA Airport. Very low property taxes. Only pay county tax. On City water. Excellent high speed internet. Strong cell phone service. *Land next door is also for sale (6.59 acres for 139K. Owner Financing available).

Location

3203 Statesville Road, Watertown, TN 37184

Owner Finance Terms

Monthly Payment
$3,077.44
Purchase Price
$549,000
Down Payment Required
$54,900
Term Length
30 years
Rent Credit Monthly
None
Early Payoff
✓ Available
Rent Escalation
No escalation
Balloon Payment
Required

Responsibilities

Exterior Repairs
Resident responsible
Interior Repairs
Resident responsible
Major Systems
Resident responsible
Property Taxes
Resident pays
Insurance
Resident pays
Utilities
Resident pays
Property Condition
Sold as-is
Repair Credits
Not applicable

Qualification Requirements

Credit Check✓ No credit check required
Minimum Income$5,000/month

Transparency & Documentation

Existing Mortgage
⚠️ Yes — ask seller
Memorandum of Option
✓ Will be recorded
Title Insurance
Not offered
Attorney Prepared Docs
✓ Attorney prepared
TN✅ Owner Finance Friendly

Owner finance agreements are subject to state and local laws. Always consult a licensed real estate attorney in TN before signing any agreement.

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185 views3 saves
Owner Finance
Option price: $549,000 · 30 year term
✓ No Credit Check✓ Early Payoff✓ Pets OK✓ Attorney Docs
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