No Credit CheckRent-to-Own
Portland, TN
New construction 3 bed 2 bath in Portland
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3
Bedrooms
2
Bathrooms
1,820
Sq Ft
3
Acres
2026
Year Built
Double Wide
Property Type
About This Home
New construction Capstone model home from Champion Homes
Location
Portland, TN 37148
General area shown — exact address is shared privately when you message the seller.
Rent-to-Own Terms
Monthly Payment
$1,695
Option Price
$280,000
Down Payment Required
$2,000
Term Length
30 years
Rent Credit Monthly
None
Early Payoff
✓ Available
Rent Escalation
No escalation
Balloon Payment
Not required
Responsibilities
Exterior Repairs
Resident responsible
Interior Repairs
Resident responsible
Major Systems
✓ Seller handles
Property Taxes
Resident pays
Insurance
Resident pays
Utilities
Resident pays
Property Condition
Sold as-is
Repair Credits
Not applicable
Qualification Requirements
Credit Check✓ No credit check required
Income VerificationRequired
Background CheckRequired
Minimum Income$2,500/month
Transparency & Documentation
Existing Mortgage
✓ No existing mortgage
Memorandum of Option
Not specified
Title Insurance
Not offered
Attorney Prepared Docs
Standard documents
TN — ✅ RTO Friendly State
RTO agreements are subject to state and local laws. Always consult a licensed real estate attorney in TN before signing any agreement.
Find a TN Real Estate Attorney →$1,695/month
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Rent-to-Own
Option price: $280,000 · 30 year term
✓ No Credit Check✓ Rent Credit✓ Early Payoff
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